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Direct Loan Interest Rates

Direct Stafford Loans

4.66%

fixed rate

6.21%

fixed Rate

3.86 %

fixed rate

 5.41%

fixed Rate

3.40%

fixed rate

6.80%

fixed rate

1.75%

new variable rate for loans
with in-school, in-grace, or in-deferment statuses

2.35%

new variable rate for loans
in repayment

New and Existing
Subsidized and Unsubsidized Loans for
UNDERGRADUATE Students

Disbursed July 1, 2014 to June 30, 2015

New and Existing
Unsubsidized Loans for
GRADUATE Students

Disbursed July 1, 2014 to June 30, 2015

 

New and Existing
Subsidized and Unsubsidized Loans for
UNDERGRADUATE Students

Disbursed July 1, 2013 to June 30, 2014

New and Existing
Unsubsidized Loans for
GRADUATE Students

Disbursed July 1, 2013 to June 30, 2014

 

Existing
Subsidized Loans for
UNDERGRADUATE Students

Disbursed July 1, 2011 to June 30, 2013

 Existing
Unsubsidized Loans for
UNDERGRADUATE Students

Disbursed July 1, 2006 to June 30, 2013


Existing Unsubsidized and Subsidized Loans for
GRADUATE Students*

Disbursed July 1, 2006 to June 30, 2013


Existing Unsubsidized Loans for
GRADUATE Students

Disbursed July 1, 2006 to June 30, 2013

 Existing Loans

Disbursed July 1, 1998 to June 30, 2006

Existing Loans

Disbursed July 1, 1998 to June 30, 2006

 * Effective for loans made for payment periods that begin on or after July 1, 2012, graduate and professional students are no longer eligible to receive subsidized loans. However, if you are a graduate or professional student, you may still qualify for up to $20,500 in unsubsidized loans each year.

Direct PLUS and Grad PLUS Loans

7.21%

fixed rate

6.41%

fixed rate

 7.90%

fixed rate

3.15%

new variable rate

New and Existing Loans

Disbursed July 1, 2014 to June 30, 2015

New and Existing Loans

Disbursed July 1, 2013 to June 30, 2014

Existing Loans

Disbursed July 1, 2006 to June 30, 2013

Existing Loans

Disbursed July 1, 1998 to June 30, 2006