Disability Options

Leave Transfer Programs

Employees who occupy FTE positions (including probationary employees) are eligible to receive and donate leave to the Leave Transfer Program. Employees in temporary grant and time‐limited positions who accrue leave at the same rate as an FTE employee may donate and receive leave if all other eligibility requirements are met.

State Long Term Disability

The Basic Long Term Disability (BLTD) plan, administered by The Standard Insurance Company, is an employer-funded disability plan provided by the State. This BLTD plan is designed to help you protect a portion of your income if you become disabled. You must be an eligible employee covered under a state health plan to be eligible for this benefit. The BLTD plan has a 90-day benefit waiting period. Your monthly basic long-term disability benefit is 62.5 percent of your base salary, reduced by deductible income, up to $800 maximum benefit per month. The maximum benefit period is to age 65 if you become disabled before age 62.

Supplemental Long Term Disability

The Supplemental Long Term Disability (SLTD) plan, administered by The Standard Insurance Company, is an employee-funded disability plan. It is designed to provide a financial cushion if you become disabled. You can enroll in the SLTD program within 31 days of eligibility without providing a statement of good health. If you do not enroll within 31 days after you become eligible, you will be required to provide a statement of health for approval by The Standard Insurance Company. The SLTD plan has an option of either a 90-day benefit waiting period or a 180-day benefit-waiting period. No benefits are paid during this period. Your monthly supplemental long-term disability benefit is 65 percent of your base salary, reduced by deductible income, up to $8,000 maximum benefit per month. The maximum benefit period is to age 65 if you become disabled before age 62.

Retirement Disability

A member of SCRS may be approved for disability retirement benefits from SCRS only if the member has first been approved for disability benefits by the federal Social Security Administration, which generally requires an incapacity to perform any gainful occupation.